Business Auto coverage is for private passenger automobiles, trucks, and vans used for business purposes. Major coverages are similar to personal auto insurance. Auto insurance policies pay for damages due to an accident, or damages caused by fire, theft, flood, and vandalism. It also provides liability coverage for injuries to people and property damage when you are at fault in an accident.

Which is right for your business, Business Auto or Personal Auto?

If you own or lease autos for your business or the vehicles are registered in your companies corporate name, you should consider purchasing a business auto policy. Personal Auto may not cover all exposures that may affect vehicles driven for business use at the time of a loss. It’s best to speak with a trained, knowledgeable business professional who can help you identify exposures and avoid coverage gaps which may dramatically effect your business to avoid uncovered losses.