Farmer Leavitt Insurance Agency - Personal Insurance

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Homeowners

Your home is probably one of the largest investments you'll ever make. So it just makes sense to protect it with top-quality coverage through Farmer Leavitt Insurance Agency. You will discover a wide variety of insurance products to protect you from an assortment of catastrophes, including fire, hail, theft, lightning and more. Our products also include liability and medical protection, in case someone is injured on your premises. Just call one of our local agents today for more information.

Benefits

Home Replacement Coverage - Covers the entire cost of repairing damage to your home in a covered incident even if the cost of repairs exceeds your policy limits, if your home is insured for 100% of its replacement value.

Contents Replacement Coverage - With replacement cost coverage, your contents destroyed by a covered loss will be replaced without regard to depreciation, up to the limits stated in your policy, less your deductible. This policy feature will give you the ability to replace your lost items without any deduction for use.

Electronics and Valuables Coverage - You can add additional protection for valuables such as jewelry, furs, home computers and cellular phones.

DISCOUNTS

Home sprinkler systems
Fire and burglar alarms
Fire extinguishers
Smoke detectors
Dead-bolt locks
Mature resident savings

No one plans to lose their valuables and other belongings in a burglary, a fire or a natural disaster. If one of these unfortunate events destroyed your home, would you be able to report exactly what you lost to the police, to the Internal Revenue Service or to your independent insurance agent?

Write down any valuable items with their serial numbers (usually found on the bottom or back of major appliances) along with the method of acquisition (purchased, inherited or received as a gift), date purchased and price or approximate value. Attach receipts, if possible. Remember to include furniture, appliances, carpeting, jewelry, artwork, toys and the contents of your closets, cabinets and drawers. Contact your independent insurance agent with questions or concerns.